Reuters - U.S. Treasury Secretary Henry Paulson said on Wednesday that changes to regulatory capital requirements for Fannie Mae and Freddie Mac will allow the two government housing finance enterprises to strengthen the U.S. mortgage market.

For example, you will likely need to draft a dismissal package for the worker. If you have an disgruntled individual that you allow to be bad-behaving without repercussions, you'll notice a decline in the moral of your other workforce. And, when the attorney reviews the notification, he'll see it's a losing case as you have a well-documented, legitimate reason. In reference to our prior meeting held on (specify the date of the meeting /meetings), I hereby state that your service with (specify the name of the small company) is fired. Even if your predecessor has recorded the problem individual's lackluster productivity and behavior, I still recommend you wait to sack until you have developed your own independent observations. However, for most office personnel, this isn't going to be a problem when you had IT impound her computer and turn off passwords. When the need for employee termination arises, it rarely comes as a surprise to either the employer or the jobholder involved. But it's rare the "bad apple" miraculously becomes a model worker, so the chances are good you can build a strong case for layoff. Before writing this letter, you must gather as much detailed proof as you can to support your case. Be aware the worker's lawyer will use it to show you did something wrong, so you must write it carefully. While most states follow the formal definition, many lower courts have passed laws to cancel the employer's rights. (This is seldom.) So what do you do?

In either case, insubordination can lead to further problems with that worker as well as with your other workers. By targeting the problem early, having a paper trail, and writing a memorandum of separation for cause, the termination will not be as difficult. Both Hr and the business's legal department must prescreen this document.